Website Terms & Disclaimer

Last updated 2026-10-11

General information only

The content on this website is general information about insurance in Ontario. It is not legal, tax, accounting or financial advice, and it does not consider your personal circumstances. Coverage is determined by the wording of the policy issued by the insurer, including its terms, conditions, limitations and exclusions.

No coverage until confirmed

Submitting a form, message or email does not create, bind, change or cancel insurance. Coverage takes effect only when confirmed in writing by the insurer, or by me on the insurer’s behalf where authorized.

Quotes and premiums

Quotes depend on the information you provide and on insurer underwriting. Premiums, discounts and availability vary by insurer and by your circumstances. No savings or outcomes are guaranteed.

Licensing

Kashir Mansoor is licensed by the Registered Insurance Brokers of Ontario (RIBO) as an insurance broker for general insurance, and by the Financial Services Regulatory Authority of Ontario (FSRA) as a life and accident & sickness insurance agent. Life and health insurance, segregated fund contracts and annuities are issued by insurance companies with whom I hold contracts.

Segregated funds

Any amount allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value. Guarantees are subject to the terms of the contract. Segregated funds are not covered by CDIC.

Links to other websites

Links to regulators, insurers and other websites are provided for convenience. I am not responsible for their content.

Complaints

If you have a concern, please contact me first at kashirm.353@gmail.com or 647-771-3217, and I will work to resolve it. You may also contact RIBO about general insurance brokers, or FSRA about life and health insurance agents.