Life & financial protection
Life insurance and financial protection for your family
I’m licensed by FSRA to advise on life and accident & sickness insurance. Every recommendation starts with a needs analysis: what you want to protect, what you already have, and what fits your budget.
- RIBO Licensed Broker
- FSRA Licensed Life Agent (LLQP)
Choose a type of coverage
Each page explains what’s typically covered, what affects price and what to have ready for a quote.
Term Life Insurance
Affordable protection for a set period.
Learn morePermanent Life Insurance
Whole life and universal life.
Learn moreCritical Illness Insurance
A lump sum if you are diagnosed with a covered illness.
Learn moreDisability Insurance
Income protection if you cannot work.
Learn moreHealth & Dental Insurance
Personal plans for gaps in coverage.
Learn moreGroup Benefits
Employee benefits for small businesses.
Learn moreSegregated Funds
Insurance-based savings with guarantees.
Learn moreAnnuities
Guaranteed retirement income options.
Learn moreHow I approach life insurance
- Needs first: we look at debts, income, family, goals and existing coverage before discussing products
- Plain language: what’s guaranteed, what isn’t, and what each option costs
- Accurate applications: I help you complete the application fully and correctly, which protects your claim
- Reviews over time: marriage, children, a new home or business, or retirement all change what you need
Life and health products are issued by the insurers I am contracted with. Product availability and underwriting decisions are made by the insurer. I disclose which insurer’s product I am recommending and how I am compensated, if you ask.
Frequently asked questions
How much life insurance do I need?
There’s no single formula, but most people start with debts, years of income to replace, education goals and final expenses, minus savings and existing coverage. Use my planning checklist.
Can you help me compare my workplace coverage?
Yes. Bring your benefits booklet and I’ll show you what it covers, what ends if you leave, and where gaps may be.
Ready to compare your options?
Tell me what you need covered. I’ll review it with you, explain your choices in plain language, and follow up at a time that suits you.