Commercial insurance renewal checklist

• Update annual revenue and payroll figures
• Note any new services, products, locations or territories
• Update property values for equipment, stock and improvements
• Update vehicle and driver lists
• Gather loss runs and details of any claims or incidents
• Review new contracts and leases for insurance requirements
• Check whether additional insureds or certificates need updating
• Review deductibles against your cash flow
• Reconsider cyber, crime and professional liability gaps
• Document safety improvements, such as training, telematics, cameras or alarms
• Confirm business interruption limits match your current income
• Ask your broker to market the renewal if premiums rose sharply

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Learn more: Commercial Insurance